Why Independent Agents? With so many different avenues to purchase insurance, why go with an independent agency representing Auto-Owners? Your agent is a licensed expert who knows the ins and outs of insurance. They will work with you closely to…
Why Equipment Replacement Costs Matter for Manufacturers Do you know the full cost of replacing key equipment in your production line? When manufacturing equipment goes down, it can derail production and lead to costly delays. Having your equipment insured to…
Umbrella Insurance You have so much worth protecting Umbrella insurance is the most valuable coverage you've probably never heard of. Yet it's highly likely you need it. And it isn't just for high earners. It's for everyone, especially if you:…
Responding to a Data Breach Takes a Team Small and mid-sized businesses may be the most vulnerable, and least prepared, to handle a data breach. Without employees trained to handle the technology, legal and public relations questions that a breach…
Helping to Keep Your Drivers Safe in Dangerous Conditions Fall and winter driving conditions can be prime time for accidents involving skidding or losing control. Ice and snow are common hazards that often come to mind. Fallen leaves, wet…
Understanding business owners policies (BOPs) It may sound like a dance craze from the 1950s, but a BOP—a Business Owners Policy—can protect your small business against today’s most common risks. Fire, burglary, liability and business interruption losses are all covered…
How to create a business continuity plan When you run a business, there’s nothing worse than a missed opportunity. And when an unexpected event—whether it’s natural or man-made—disrupts your business, every minute can feel like a missed opportunity. To avoid…
When disaster strikes: Preparation, Response and Recovery No business is totally immune from disaster. Every year, businesses temporarily shut down—or close forever—because of a disaster such as a flood, fire or hurricane. Forty percent of businesses do not reopen after…
How to insure your home business Congratulations! You’ve decided to take the leap and pursue your passion. Starting a home-based business is an exciting time. Whether you plan to work for yourself for a few hours a day or as…
10 Reasons to Get a Home Generator "Power outages can be a major inconvenience. They can also create problems for you, your family and your home as you shift into "emergency mode" to prevent your food from spoiling, to safely…
