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How a business owners policy (BOP) works

  • May 7, 2019
  • Walter Portier
  • business, commercial insurance, Georgia, Grange, insurance, insurance agent, Ocilla, small business, The Portier Agency

How a business owners policy (BOP) works

Has your independent insurance agent recommended a business owners policy, or BOP, for your business insurance?

Despite its funny name – BOP – this type of insurance is ideal for small to mid-size companies that would benefit from having a broad package of insurance products.

In its own way, a BOP is similar to a combo available on a fast food menu. It’s a tried-and-true package of comprehensive business insurance coverages, and then you can customize it, typically by adding on coverage, to make it a great fit for your business.

With a BOP, a fire, theft, business liability or business interruption would pack less of a financial punch to your operations and your bottom line.

The right business for BOP insurance
The next time you walk down the main street in your small town, take a look at the businesses lining the road. Nearly every one of these small to mid-size companies would be an ideal candidate for a BOP. It’s a great business insurance choice for most offices, retail, beauty shops, electricians and plumbers, auto service garages, funeral homes, family-style restaurants, florists, gift shops and many more businesses.

Customizing a BOP for your business
Many insurance carriers offer a tailored set of insurance coverages for each type of business, such as offices or garages, that can be added onto a BOP to customize it to the business’s unique insurance needs. On top of this, there are optional insurance coverages that many businesses choose to add on to their BOP for additional protection, like cyber insurance[…]

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Continue reading this Grange Insurance article.

 

Don’t forget, The Portier Agency offers:
homeowner/mobile home/ renter’s /automobile / motorcycle / life / commercial / crop insurance.
Call or come by to get your quote!

The Portier Agency, LLC
113 North Irwin Avenue
Ocilla, GA 31774
229-468-3444
portieragency@windstream.net

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