Lightning coverage and safety
Lightning coverage and safety
How to keep yourself, your home and your belongings safe from lightning
Lightning and insurance
Your standard homeowners and business insurance policies, and the comprehensive portion of an auto insurance policy cover damages—such as a fire—that results from a lightning strike. Some policies also provide coverage for the damage caused by power surges.
That said, it’s far better to prevent lightning damage than to have to deal with the consequences.
Protect your home by installing a lightning protection system
A lightning protection system (LPS) provides a specified path on which lightning can travel. The Lightning Protection Institute (LPI) explains how LPSs work in this infographic. A rooftop network of lightning rods or air terminals is connected to a series of down conductors, which carry the current down to a grounding network. In that way, the system safely directs the destructive power of the lightning strike into the ground, which leaves the structure of your home or business and its contents undamaged.
Lightning protection is not a “do-it-yourself” project—contract a UL-listed lightning protection specialist to install the system in accordance with national safety standards.
Protect your home and electronics from surges
Electrical surges from lightning can enter a structure via power transmission lines and cause electrical fires as well as damage to your […]
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Continue to read this Insurance Information Institute article.
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The Portier Agency, LLC
113 North Irwin Avenue
Ocilla, GA 31774
229-468-3444
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